If something happens, your financial plan should hold. Personal insurance protects your income, your family and your lifestyle when life doesn’t go to plan.
Ask yourself:
- If my income stopped tomorrow, could I afford my mortgage and living expenses?
- Would my family be financially secure if I were no longer around?
- Could I afford the medical or recovery costs of a serious illness?
- Is my personal insurance structured in a tax-effective and cash-flow-friendly way?
- I have insurance in super, but is it really enough?
Areas I advise on:
• Life insurance
• Total & Permanent Disability (TPD) cover
• Income Protection
• Trauma/Critical Illness cover
How I help:
• Perform a personalized needs analysis and advise on the most suitable levels and types of cover for you and your family
• Structure cover correctly (inside or outside super)
• Ensure that your insurance is of the highest contractual strength to maximize your potential for a successful claim.
Ensure you insurance is cost competitive compared to other similar alternatives.
• Support you through the claims process
